The Value I Add to My Clients' Lives

• Help plan for a comfortable retirement.
  
• Help clients avoid making bad financial decisions.
  
• Work with your tax professional to minimize your income and real estate taxes.
  
• Use Modern Portfolio Theory to develop appropriate asset allocations.
  
• Help clients understand their true level of risk tolerance.
  
• Return all calls and process client requests in a timely and consistent manner.
  
• Assist clients in determining and achieving their financial and lifetime goals.
  
• Develop and continuously update a written comprehensive financial plan for each client.
  
• Develop savings and investment strategies for the education of children and grandchildren.
  
• Provide consolidated quarterly statements of the clients' investment holdings.
  
• Provide cost basis and 1099 information to tax preparers at tax time.
  
• Evaluate needs for life, health, disability, long term care, property and casualty insurance.
  
• Provide professional referrals to attorneys, CPAs, mortgage brokers, real estate brokers, health insurance brokers, and property and casualty insurance agents, etc.
  
• Assist in developing disciplined savings and investment strategies for financial goals.
  
• Provide reports on the performance of client investments.
  
• Provide reports on the progress being made toward achieving specific goals.
  
• Help clients explore and understand the various estate planning issues they face.
  
• Help business owners implement various employee-benefit programs and retirement plans.
  
• Keep clients calm and focused in times of crisis as well as in downward movements in the market cycle.
  
• Notarize and "signature-guarantee" client documents.